Palscity Sacco savings for every member

Save together. Grow together. Build share capital, save with your group, and access loans from one secure portal.

✓ PIN-protected access ✓ Savings & loans in one place ✓ Built for cooperatives
Palscity Sacco member app — savings, share capital and loans on your phone

Member portal

Everything your SACCO membership needs

From first deposit to loan repayments — designed for individuals and cooperative saving groups.

Savings & share capital

Track ordinary savings, share capital and goal accounts with live balances and statements.

Loans against savings

Apply online, invite guarantors, and repay from the portal — including M-Pesa where enabled.

Referrals that grow the SACCO

Every member gets a referral code. Share it so new joiners credit the people who bring them in.

Mobile-ready portal

Sign in on phone or desktop. Check balances, deposit, and manage loans wherever you are.

Secure by design

OTP login, locked ID details, and staff controls keep member data and funds protected.

Staff tools that scale

Approve members, confirm fees, manage loans and run reports from the same branded system.

Getting started

Join in three clear steps

Whether you are an individual or joining through a saving group, the path is the same.

Create your account

Register online with your details, pay the KSh 500 registration fee, and wait for staff activation.

Start saving

Fund ordinary savings and share capital. Open goal accounts when you are ready.

Borrow when you need

Apply for loans against your savings, track repayments, and grow with the cooperative.

Cooperatives & groups

Built for SACCO members and saving circles

Palscity supports the way Kenyan cooperatives actually save — together, with clear records and fair access to credit.

Why groups choose Palscity Sacco

One portal for members and staff, so chamas, workplace circles and county branches stay aligned.

  • Shared visibility of deposits, fees and loan status
  • Referral codes that reward members who grow the SACCO
  • Branch-aware membership across counties
  • Staff login for officers who activate and support members
24/7 Portal access for balances, statements and applications
1 PIN Secure sign-in for every member — never share it
M-Pesa Pay fees and deposits where mobile money is enabled

Ready to enter the portal?

Sign in if you already have a membership, create an account to join, or continue as staff.